• Get Pre-Approved Strengthen your bargaining position when you visit a dealer or negotiate with an individual about your Auto Loan.
• No Pre-Payment Penalties
• Terms Available Up To 84 Months
• Discount Auto Insurance – TruStage Auto Insurance Designed to provide affordable top quality protection for credit union members like you.
• Extended Warranties and GAP Insurance Competitive options to protect your vehicle and your family.

To finalize your loan process, stop by any location with these three things:

• Your purchase agreement (or buyer’s order).
• A copy of your most current pay stub.
• An insurance binder.

Auto Refinancing

A smart way to keep some extra cash in your pocket is to refinance your current auto loan from another lender to TelComm. If your credit has improved since you bought your car or truck, you might be able to renegotiate your interest rate, or even lower your monthly payment.

Visit with a Loan Officer and find out if your current interest rate on your vehicle loan might be lowered by refinancing and moving your auto loan to TelComm now. There is no cost to you, and the result could possibly decrease your monthly car payment!

GAP Insurance

Will insurance pay off your loan if your car is totaled? Most people believe if their vehicle is totaled or stolen, their primary insurance will pay of their loan/lease balance. Think again!

If your vehicle is totaled or stolen, your primary insurance carrier will usually pay only the actual cash value (current market value) of your vehicle less your deductible. This amount could be substantially lower than your loan/lease balance. The difference could mean thousands of dollars out of your pocket.

Why buy GAP?

• It pays off your loan/lease balance should your automobile be stolen or damaged and is a total loss
• Clears your loan balance allowing you to start fresh with a new vehicle purchase
• Can be included as a small addition to your monthly loan payment

Talk with your TelComm CU Loan Officer for more information.