Effective November 10, 2019

ATM
Member transactions at TCU ATMs Free
Member usage at Point of Sale (POS) Free
Member transactions at Foreign ATMs
— 2 per month Free
— Withdrawals $1
NON-Member ATM surcharge $3
ATM / Debit / Credit Card replacement $10 per card
ATM / Debit Card receipt copy Cost
Wires
Wire transfer outgoing $20
Wire transfer incoming $5
Western Union Domestic wire $27
International wires $35
Others  
Fax  
— Sending $2
— Receiving $1
Garnishments / IRS Tax Levies $25
Internet Bill Pay
— (free with e-statements and at least one payment per month)
$5.95
Research (per hour) $20
Statement or account printout $2
VISA Gift Card  
— Member $3
— NON-Member $5
VISA CUMONEY Travel Card $7
— Reload $2
Recurring ACH Transaction Set-Up Fee $10 per setup
Non TCU Card Online Advance Fee $8 per advance
Non TCU Card Phone Advance Fee $10 per advance
Signature Guarantee-Members Only $25 per occurrence
Accounts
Account closure within 90 days $25
Bad Address Fee (per month)
(No activity for 6 mos. with no address)
$10
Christmas Club early withdrawal $10
DBA Account Opening $25
DBA Monthly Fee if aggregate DBA account balances are <$500 / month $10
Dormant Account Fee
(No transactions for 1 yr)
Excludes accounts with loan balances, Kirby Kids Club Savings accounts and all other accounts with aggregate deposit balances greater than $100
$10 per quarter
Excess Savings withdrawals
— (6 FREE per month)
$1 per item
IRA Transfer
— (from TelComm to anther financial inst. within 30 days of opening)
$25
IRA Accounts
— (with balances less than $500 w/no activity for 1 year)
$10 per month
NSF per item $28
Overdraft Privilege fee per item $28
Returned deposit items $10
Stop payments (accounts and bill pay)
— Single item $25
— Series of items $25
— Teller Check $25
Checks
Checks Cost
Check copy (personal and teller) $2
Check Rush Order Cost
Temporary Checks (per sheet of 4) $2
Cashier Checks $3
Teller Checks $2
Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.