Effective May 2, 2022
| ATM | |
|---|---|
| Member transactions at TCU ATMs | Free |
| Member usage at Point of Sale (POS) | Free |
| Member transactions at Foreign ATMs | |
| — 2 per month | Free |
| — Withdrawals | $1 |
| NON-Member ATM surcharge | $3 |
| ATM / Debit / Credit Card replacement | $10 per card |
| ATM / Debit Card International | 3% of Transaction |
| ATM / Debit Card receipt copy | Cost |
| Wires | |
|---|---|
| Wire transfer outgoing | $20 |
| Wire transfer incoming | $5 |
| Western Union Domestic wire | $27 |
| International wires | $35 |
| Others | |
|---|---|
| Fax | |
| — Sending | $2 |
| — Receiving | $1 |
| Garnishments / IRS Tax Levies | $25 |
| Internet Bill Pay — (free with e-statements and at least one payment per month) |
$5.95 |
| Research (per hour) | $20 |
| Statement or account printout | $2 |
| VISA Gift Card | |
| — Member | $3 |
| — NON-Member | $5 |
| VISA CUMONEY Travel Card | $7 |
| — Reload | $2 |
| Recurring ACH Transaction Set-Up Fee | $10 per setup |
| Non TCU Card Online Advance Fee | $8 per advance |
| Non TCU Card Phone Advance Fee | $10 per advance |
| Signature Guarantee-Members Only | $25 per occurrence |
| Accounts | |
|---|---|
| Account closure within 90 days | $25 |
| Bad Address Fee (per month) (No activity for 6 mos. with no address) |
$10 |
| Christmas Club early withdrawal | $10 |
| DBA Account Opening | $25 |
| DBA Monthly Fee if aggregate DBA account balances are <$500 / month | $10 |
| Dormant Account Fee (No transactions for 1 yr) Excludes accounts with loan balances, Kirby Kids Club Savings accounts and all other accounts with aggregate deposit balances greater than $100 |
$10 per quarter |
| Excess Savings withdrawals — (6 FREE per month) |
$1 per item |
| IRA Transfer — (from TelComm to anther financial inst. within 30 days of opening) |
$25 |
| IRA Accounts — (with balances less than $500 w/no activity for 1 year) |
$10 per month |
| NSF per item | $28 |
| Overdraft Privilege fee per item | $28 |
| Returned deposit items | $10 |
| Stop payments (accounts and bill pay) | |
| — Single item | $25 |
| — Series of items | $25 |
| — Teller Check | $25 |
| Checks | |
|---|---|
| Checks | Cost |
| Check copy (personal and teller) | $2 |
| Check Rush Order | Cost |
| Temporary Checks (per sheet of 4) | $2 |
| Cashier Checks | $3 |
| Teller Checks | $2 |
| Lobby Hours: | |
|---|---|
| Monday–Thursday: | 9:00 A.M. – 5:00 P.M. |
| Friday: | 9:00 A.M. – 5:30 P.M. |
| Saturday: | 9:00 A.M. – 12:00 P.M. |
| Drive Thru Hours: | |
|---|---|
| Monday–Friday: | 7:30 A.M. – 5:30 P.M. |
| Saturday: | 9:00 A.M. – 12:00 P.M. |
| Lobby Hours: | |
|---|---|
| Monday–Thursday: | 9:00 A.M. – 5:00 P.M. |
| Friday: | 9:00 A.M. – 5:30 P.M. |
| Saturday: | 9:00 A.M. – 12:00 P.M. |
| Drive Thru Hours: | |
|---|---|
| Monday–Friday: | 7:30 A.M. – 5:30 P.M. |
| Saturday: | 9:00 A.M. – 12:00 P.M. |
