TelComm Credit Union publishes a complete fee schedule, so members always know what to expect from their accounts and services. As a not-for-profit cooperative, we work to keep fees minimal and transparent, and we believe every member deserves a clear understanding of any costs associated with their accounts. Review the fee schedule below, and do not hesitate to contact us with any questions about your specific account.
Disclosed November 1, 2025
| ATM | |
|---|---|
| Member transactions at TCU ATMs | Free |
| Member usage at Point of Sale (POS) | Free |
| Member transactions at Foreign ATMs | |
| — 2 per month | Free |
| — Withdrawals | $1 |
| — Inquiries | $1 |
| ATM / Debit / Credit Card replacement | $10 per card |
| ATM / Debit / Card International | 3% of Trans. |
| Wires | |
|---|---|
| Domestic Wires Outgoing | $35 |
| Wire Transfers Incoming | $10 |
| International Wires Outgoing | $50 |
| Others | |
|---|---|
| Fax | $1 |
| Garnishments / IRS Tax Levies | $25 |
| Research | $25 per hour |
| Statement Copy/ Account Printout | $2 |
| VISA Gift Card | |
| — Member | $3 |
| — NON-Member | $5 |
| VISA CUMONEY Travel Card | $7 |
| — Reload | $2 |
| External Payment Online | $8 |
| External Payment By Phone | $10 |
| Safe Deposit Box Key Replacement | Cost |
| Safe Deposit Box Late Fee | $10 |
| Accounts | |
|---|---|
| Account closure within 90 days | $25 |
| Bad Address Fee (per month) No activity for 6 mos. with no address | $10 |
| Christmas Club early withdrawal | $10 |
| Dormant Account Fee (No transactions for 1 yr) Excludes accounts with loan balances, Kirby Kids Club Savings accounts, and all other accounts with aggregate deposit balances greater than $100 | $5 per quarter |
| Paper Statement (Fee will not be assessed on Kirby Kids Club accounts) | $2 per statement |
| Excess Savings / Money Market withdrawals (6 FREE per month) | $1 per item |
| — Below Minimum Balance on MMKT | $10 per quarter |
| IRA Transfer | $25 |
| IRA Accounts (with balances less than $500 w/ no activity for 1 year) | $10 per month |
| Insufficient Funds per presentment | $28 |
| Overdraft Privilege fee per presentment | $28 |
| Overdraft Privilege item under $10 per presentment | $5 |
| Insufficient Funds item under $10 per presentment | $5 |
| Zelle® Reinstatement | $15 |
| Stop payments (accounts and bill pay) | |
| — Single item | $25 |
| — Series of items | $25 |
| — Certified Check | $25 |
| — Zelle® | $25 |
| Checks | |
|---|---|
| Checks | Cost |
| Check Copy | $2 |
| Check Rush Order | Cost |
| Temporary Checks (per sheet of 4) | $2 |
| Certified Checks | $2 |
