Low interest rate.
FREE balance transfers.
No annual fee. No catch.

TelComm Rewards Credit

Do you like rewards? Then the TelComm Rewards Credit Card is the one for you! Points may be combined from TCU Debit and TelComm Rewards purchases for maximum earning power.

View Card Rewards
Register your TCU Credit Card on uChoose and enjoy rewards!
Smart Rate Credit

Why not have a fixed rate credit card from the credit union you trust? TelComm’s Smart Rate MasterCard Credit Card offers low rates and is accepted everywhere you see the MasterCard logo. Interest rates as low as 8.90% APR.

Secured Credit Cards

Secured Credit Cards are also available for those wishing to build credit or rebuild bruised credit. Our Secured MasterCard Credit Card rates are as low as 14.9% with limits ranging from $300–$2,500. Please contact any TCU location for details!

Check with your TelComm CU representative for details or apply online for your TelComm Credit Union MasterCard credit card, and enjoy the following benefits:

Type of Credit Card Benefits of This Card Rate on This Card Other
Rewards Credit Card Earn points on registered cards which may be redeemed for cash, gift cards, merchandise, travel needs and more As low as 13.25% Points may be combined with TCU Debit Card and other TCU Rewards Card (ex. Husband/wife may combine points) Variable Rate
Smart Rate Credit Card Fixed rate As low as 8.90% Helps you pay off debt quicker with a consistent rate
Secured Credit Card Helps establish credit for those with no credit or assist in beginning to repair bruised credit As low as 14.90% Amounts available from $300-$2500. The credit line amount plus an additional 10% will be frozen and “secure” the card. Ex. $300 card will have $330 frozen and held in savings. $1000 card will have $1100 frozen and held in savings
  • NO application fee
  • FREE balance transfer to a TCU MasterCard Credit Card

  • Automatic payment of your monthly bill from your TCU account is available

  • NO annual fee

  • 25-day grace period on repayment of purchases

  • Credit Life and Disability Insurance is available for your protection

  • NO cash advance fee

  • EMV chip enabled for added security

  • Since various merchants require PIN (Personal Identification Number), TelComm CU strongly encourages members to create a PIN for both your Debit and Credit Cards. This is the best way for everyone to be adequately prepared.

Apply Now

Complete transaction history may be viewed through the TCU Online Branch or TCU Mobile App by logging into your personal account and then clicking on the Credit Card heading. Log in here.

In case of Emergency, contact MasterCard at 1.800.627.8372

Card Fraud Protection Phone Numbers

Number you will see on your Caller ID if called by the automated fraud protection line: 877-253-8964

Toll Free callback number if you’re in the USA: 800-262-2024

Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.