TelComm Credit Cards

NO FEE Balance Transfers!

Low interest rate.
NO FEE balance transfers.
No annual fee. No catch.

Rewards Credit Card

If you like rewards, then the TCU Rewards Credit Card is the one for you! Points may be combined with TCU Debit Card Rewards purchases for maximum earning power.

  • Earn unlimited points on registered cards
  • Points may be redeemed for cash, gift cards, merchandise, travel needs and more!

Smart Rate Credit Card

Why not have a fixed rate credit card from the credit union you trust? Our Smart Rate Credit Card offers low rates and is accepted everywhere you see the MasterCard logo.

  • Helps you pay off debt quicker with a consistent rate.
  • Our Lowest Credit Card Interest Rate

Secured Credit Card

Secured Credit Cards are available for those wishing to build new or existing credit or rebuild bruised credit. Our Secured MasterCard Credit Card has limits ranging from $300–$2,500.

  • Helps establish credit for those with no credit or assist in beginning to repair bruised credit.
  • Amounts available from $300-$2500. The credit line amount plus an additional 10% will be frozen and “secure” the card. Ex. $300 card will have $330 frozen and held in savings. $1000 card will have $1100 frozen and held in savings.

Check with your TelComm CU representative for details or apply online for your TelComm Credit Union MasterCard credit card, and enjoy the following benefits:

Rewards Credit Card Smart Rate Credit Card Secured Credit Card
No Annual Fee ✔️ ✔️ ✔️
No Application Fee ✔️ ✔️ ✔️
NO FEE Balance Transfer ✔️ ✔️ ✔️
APR* As Low As Variable 10.90% 14.90%
Fixed Rate ❌ ✔️ ✔️
Earn Rewards ✔️ ❌ ❌
No Cash Advance Fee ✔️ ✔️ ✔️
EMV Chip Enabled for Added Security ✔️ ✔️ ✔️
Automatic Payment of Monthly Bill from Your TCU Account Available ✔️ ✔️ ✔️
CardHub ✔️ ✔️ ✔️
Apple Pay®, Samsung Pay®, Google Pay™ ✔️ ✔️ ✔️

*Annual Percentage Rate  **Annual Percentage Yield

Complete transaction history may be viewed through the TCU Virtual Branch or TelComm Mobile App by logging into your personal account and then clicking on the Credit Card heading. Log in here.

In case of Emergency, contact MasterCard at 1.800.627.8372

Card Design Options

Instant Issue Credit Cards

Get your card instantly when you’re approved for a Smart Rate, Rewards, or Secured Credit Card.

Cards are printed at our Sunshine, Battlefield, Nixa and Republic, MO locations Monday through Friday. If you’re opening an account at any of these 4 locations, your Debit card will be available immediately. If you’re opening an account at our Chestnut or E. Republic St. location, your card will be available within hours for pickup at our Sunshine location.

Card Fraud Protection Phone Numbers

Number you will see on your Caller ID if called by the automated fraud protection line: 877-253-8964

Toll Free callback number if you’re in the USA: 800-262-2024

TelComm offers FREE card fraud monitoring, this allows members to receive text message alerts when suspicious activity is flagged on their debit or credit cards. Members will be notified when a transaction is marked as suspicious and be able to lock or unlock their accounts with a single text. For this additional service, PLEASE MAKE SURE WE HAVE YOUR CURRENT CELL PHONE NUMBERS ON YOUR TELCOMM ACCOUNT.

What You Need to Know About Fraud Text Alerts:

  • Text alerts are sent upon notice of flagged suspicious activity of the card holder’s account. Alerts are sent during the local time of 8am–9pm based on the cell phone number area code on the account.
  • Once a text alert has been sent through the system and there is no response to the text alert within 15 minutes, the system will move on to calling each number listed on file to alert by phone.
  • You do not need to respond to an enrollment text in order to begin receiving alerts, you are automatically enrolled to enhance account security.
  • You can opt out at any time. Text “STOP” when you receive a fraud text alert.
  • Responding by texting “HELP” will help you get in touch with a Fiserv Call Center associate.
Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.