Savings accounts are a staple of credit unions.

In addition to competitive interest rates, all TCU accounts are federally insured by the National Credit Union Administration (the credit union version of the FDIC). On top of that, TCU offers an additional $250,000 of insurance from ESI (Excess Share Insurance). No other financial institution in southwest Missouri, bank or credit union, offers $500,000 worth of free account insurance!

  • Minimum required deposit of $25 means membership and access to all services. (This minimum balance must be maintained throughout your membership)
  • No monthly or yearly service charge
  • Earn dividends on balances of $50 and up, compounded quarterly and paid quarterly.
  • Accessible via ATM, TCU Mobile, TelCommCU.com, 24/7 Teller Audio Line (417.882.5409), and any of our 6 locations
  • Free E-Statements and Account Alerts
  • It is possible to have multiple savings account categories under one account number, called Sub-Shares. For example, you might have a regular share account with a sub-share for Personal Property Taxes, a Vacation Fund, or whatever YOU choose!

Access the National Credit Union Administration’s (NCUA) Share Insurance Estimator to compute the amount of NCUA coverage available under different account scenarios.

Your Insured Funds – The latest NCUA share insurance coverage information, detailed discussion of all available types of coverage, along with examples illustrating how the coverage works in practice.

Remember to Pay Yourself First

Put savings first for your family’s future with a direct deposit to your TelComm savings account from your paycheck, or deposit a small amount every paycheck into your savings.

Need help calculating your savings? Use our handy-dandy calculator to make sure your money is figured correctly.

This calculator takes a lump sum of money and compounds it quarterly over a fixed period of time at a fixed annual yield. Plus, it allows you to add monthly contributions.

Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Lobby Hours:
Monday–Thursday: 9:00 A.M. – 5:00 P.M.
Friday: 9:00 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.
Drive Thru Hours:
Monday–Friday: 7:30 A.M. – 5:30 P.M.
Saturday: 9:00 A.M. – 12:00 P.M.