Checking Accounts

No Fee Checking With Rewards

FREE and Convenient Checking, with Interest!*

  • Earn interest balances $200+* – Compounded & paid monthly, based on average daily balance.

  • No Minimum Balance Requirement
  • No Annual Fee

  • 24 Hour Early Access To Eligible Direct Deposits with Early Pay

  • FREE E-StatementsClick to sign up for E-Statements

  • FREE Direct Deposit

  • FREE First 12 temporary checks
  • Transfer Funds Between Financial Institutions with TransferNow

  • FREE Online Bill Pay
  • Virtual Account Access at TelCommCU.com

  • Mobile Account Access using TelComm Mobile

  • Overdraft Privilege – Available for those who qualify and opt-in.

  • All Accounts Insured up to $1,000,000

Don’t Forget The Perks

Earn Rewards

Earn rewards on all your debit card purchases. Simply register your card and start earning points!

CardHub

Manage your card anywhere, anytime with CardHub inside our TelComm Mobile app.

Zelle

Use Zelle to send money to friends and family. Available through online and mobile banking.

Access Your Account Anytime With Our TelComm Mobile App

Access your TelComm accounts any time from your Android or iOS (Apple) enabled mobile device. TelComm Mobile allows you to check balances, make loan payments, transfer funds, and more.

Get Instant Issue Debit Cards When You Open Your Account

Get your card instantly when you become a member with a $25 minimum deposit. Once your deposit is verified in your account, your card is created.

Cards are printed at our Sunshine, Battlefield, Nixa and Republic, MO locations Monday through Friday. If you’re opening an account at any of these 4 locations, your Debit card will be available immediately. If you’re opening an account at our Chestnut or E. Republic St. location, your card will be available within hours for pickup at our Sunshine location.

Get Paid A Day Early
With Early Pay from TelComm

Early Pay gives you access to your eligible direct deposits up to 24 hours early at no cost. There is no need to enroll or sign up for Early Pay; it is automatically available for all TelComm Checking and Savings accounts with set and qualifying direct deposits.

Switching Accounts?

Do you have a checking account with another financial institution and want to move it to TelComm CU? Use the Checking Account Switch Kit to make your transition easier.

Teen Checking Accounts

Teach your children the value of money and saving with this joint family account. Teen Checking Accounts are available for our younger members age 13-17 until they reach the legal age to then request a regular Checking Account.