Put Your Money to Work for You

Account Types and Rates

  • Share Savings ($50 Avg. Daily Bal./Qtr.)
    • 0.07% APY
  • Sub-Share Savings
    • 0.07% APY
  • Christmas Club (After balance reaches $50.00)
    • 0.07% APY
  • Checking (ADB/month of $200.00)
    • 0.03% APY
  • Teen Checking (ADB/month of $200.00)
    • 0.03% APY
  • Kirby Kangaroo Kids Share
    • 0.07% APY
  • Coverdell Education Savings Acct. (ESA) Share
    • 0.80% APY
  • Health Savings Acct. (HSA) Share
    • 0.80% APY
  • IRA Share
    • 0.80% APY

CDs have a $1,000.00 minimum.

  • 60 Month
    • 3.50% APR / 3.55% APY
  • 36 Month
    • 3.40% APR / 3.44% APY
  • 24 Month
    • 2.50% APR / 2.52% APY
  • 18 Month
    • 2.50% APR / 2.52% APY
  • 12 Month
    • 3.00% APR / 3.03% APY
  • 9 Month
    • 2.75% APR / 2.77% APY
  • 6 Month
    • 4.00% APR / 4.06% APY
  • 90 Day
    • 1.00% APR / 1.00% APY

 

Loan Amounts and Rates

  • $2,500 – $9,999
    • 2.25% APR
    • 2.27% APY
  • $10,000 – $24,999
    • 2.50% APR
    • 2.52% APY
  • $25,000 – $49,999
    • 2.75% APR
    • 2.79% APY
  • $50,000 – $99,999
    • 3.00% APR
    • 3.03% APY
  • $100,000 – $249,999
    • 3.25% APR
    • 3.29% APY
  • $250,000+
    • 3.50% APR
    • 3.55% APY

ESA CD Terms and Rates

  • 60-Month ESA CD
    • 2.60% APR
    • 2.62% APY
  • 36-Month ESA CD
    • 2.50% APR
    • 2.52% APY
  • 24-Month ESA CD
    • 2.50% APR
    • 2.52% APY
  • 12-Month ESA CD
    • 2.25% APR
    • 2.26% APY
  • 6-Month ESA CD
    • 4.00% APR
    • 4.06% APY

HSA CD Term and Rate

  • 6-Month HSA CD
    • 4.00% APR
    • 4.06% APY

IRA CD Terms and Rates

  • 60-Month IRA CD
    • 3.50% APR
    • 3.55% APY
  • 36-Month IRA CD
    • 3.40% APR
    • 3.44% APY
  • 24-Month IRA CD
    • 2.50% APR
    • 2.52% APY
  • 12-Month IRA CD
    • 3.00% APR
    • 3.03% APY
  • 6-Month IRA CD
    • 4.00% APR
    • 4.06% APY

APY= Annual Percentage Yield

Checking account dividends paid monthly.

All other dividend rates declared and paid quarterly.

Rates may vary and are subject to change without notice.

Put Your Money to Work for You

Share Savings ($50 Avg. Daily Bal./Qtr.) 0.07% APY
Sub-Share Savings 0.07% APY
Christmas Club (After balance reaches $50.00) 0.07% APY
Checking (ADB/month of $200.00) 0.03% APY
Teen Checking (ADB/month of $200.00) 0.03% APY
Kirby Kangaroo Kids Share 0.07% APY
Coverdell Education Savings Acct. (ESA) Share 0.80% APY
Health Savings Acct. (HSA) Share 0.80% APY
IRA Share 0.80% APY

60 Month 3.50% APR / 3.55% APY
36 Month 3.40% APR / 3.44% APY
24 Month 2.50% APR / 2.52% APY
18 Month 2.50% APR / 2.52% APY
12 Month 3.00% APR / 3.03% APY
9 Month 2.75% APR / 2.77% APY
6 Month 4.00% APR / 4.06% APY
90 Day 1.00% APR / 1.00% APY
CDs have a $1,000.00 minimum.

$2,500 – $9,999 2.25% APR / 2.27% APY
$10,000 – $24,999 2.50% APR / 2.52% APY
$25,000 – $49,999 2.75% APR / 2.79% APY
$50,000 – $99,999 3.00% APR / 3.03% APY
$100,000 – $249,999 3.25% APR / 3.29% APY
$250,000+ 3.50% APR / 3.55% APY

60-Month ESA CD 2.60% APR / 2.62% APY
36-Month ESA CD 2.50% APR / 2.52% APY
24-Month ESA CD 2.50% APR / 2.52% APY
12-Month ESA CD 2.25% APR / 2.26% APY
6-Month ESA CD 4.00% APR / 4.06% APY

6-Month HSA CD 4.00% APR / 4.06% APY

60-Month IRA CD 3.50% APR / 3.55% APY
36-Month IRA CD 3.40% APR / 3.44% APY
24-Month IRA CD 2.50% APR / 2.52% APY
12-Month IRA CD 3.00% APR / 3.03% APY
6-Month IRA CD 4.00% APR / 4.06% APY

APY= Annual Percentage Yield

Checking account dividends paid monthly.

All other dividend rates declared and paid quarterly.

Rates may vary and are subject to change without notice.

Want to learn more about how your TelComm CU accounts are protected by NCUA account insurance?

Click here for details via the Share Insurance Estimator.

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