Teen Checking Accounts
Help Your Teen Manage Money
A Checking Account For Our Younger Members
This account is for teens ages 13–17. Introduce your teens to checking accounts and prepare them to transition to regular Checking Accounts at age 18.
To open a Teen Checking Account, teens must be at least 13 years of age, be eligible for a TelComm CU membership, and have a parent or guardian as joint owner of the account. The teen must also have a valid Social Security Number and a form of identification (Examples: State Issued government ID with photo or US Passport, Birth Certificate, School ID, Driver’s Permit).
A Debit Card option is available on Teen Checking Accounts. However, Overdraft Privilege, Bill Pay, Zelle, and checks are not allowed on minor accounts. Teens approaching age 18 must contact us to request they be transitioned to an adult checking account. Transitioning from a Teen Checking account to a regular Checking Account is not automatically done.
Don’t Forget The Perks
Earn Rewards
Debit Card available, teens can have their independence, and parents can manage cards, set alerts, and more.
Plus you can register your Debit Card on uChooseRewards.com and earn points for using it to make purchases!
Earn rewards on all your debit card purchases. Register your card and start earning points today!
TelComm Mobile App
Manage your account and card anywhere, anytime with CardHub inside our TelComm Mobile app.
Parents and teens have their own online banking and mobile app logins. Teens can manage their money, while parents have visibility and control.
View spending, lock/unlock cards, set up account alerts, and more with the CardHub.
Instant Issue Debit Cards Available
Get your debit card instantly once you open your account.
Cards are printed at our Sunshine, Battlefield, Nixa and Republic, MO locations Monday through Friday. If you’re opening an account at any of these 4 locations, your Debit card will be available immediately. If you’re opening an account at our Chestnut or E. Republic St. location, your card will be available within hours for pickup at our Sunshine location.
