Become a Member2026-08-25T21:08:15+00:00

Become
A Member

TelComm Credit Union
has been serving
Southwest Missouri since 1940.

As a member-owned cooperative, we operate on one principle: people helping people. When you join TCU, you are not a customer. You are an owner. That means your voice counts, your money works harder, and you have access to competitive rates, fewer fees, and a team that actually picks up the phone. 

Membership is open to more people than you might think. And once you are a member, you are always a member.

Why Choose TelComm

You Have a Voice

TelComm is governed by a volunteer Board of Directors. Any member can be elected to the Board, and every member gets one vote regardless of account balance. When you bank here, you shape what happens here.

Your Money Works Harder

As a not-for-profit, any revenue we generate goes back to members in the form of lower loan rates and higher savings rates. We do not pay dividends to outside shareholders. We invest in you instead.

Free Checking That Pays You

Members with an average daily balance of $200 or more earn dividends on their checking account, paid monthly. No hoops, no fine print.

Fewer Fees

We do not believe in unnecessary charges. When fees do apply, they are typically lower than what you would find elsewhere.

Local Decisions, Local People

Our leadership and board members are part of the Southwest Missouri community. Decisions are made here by people who live here.

Your Deposits Are Secure

TCU members are insured up to $1,000,000 at no cost. The NCUA (the federal credit union equivalent of the FDIC) insures qualifying funds up to $250,000. On top of that, TelComm is the only area credit union offering an additional $750,000 in free coverage through ESI (Excess Share Insurance).

We Are Close By

Six branch locations in Springfield, Nixa, and Republic, plus no-fee ATMs at every location. We are easy to find when you need us.

Accounts For All Ages

From a child’s first savings account to everyday banking and retirement, TelComm offers accounts designed for every stage of life. Wherever you are in your financial journey, there’s a place for you here.

Star = location with a TelComm credit union branch or office

Yellow = counties in which those of the catholic faith qualify for membership

Shaded = counties in which membership is open to all who live or work in the county and/or to those of the catholic faith

Who Can Join

Membership is more accessible than you think

Many people assume credit unions have strict or limited membership. At TelComm, we serve thousands of people across Southwest Missouri and beyond.

You may qualify if you meet any one of the following:

  • You live or work in Greene, Christian, Lawrence, Webster, or Polk counties in Southwest Missouri.
  • You are employed by or retired from one of our Select Employee Groups.
  • You are an immediate family member of a current TCU member.
  • You are (or an immediate family member is) a member of the Catholic Church or a related organization in the Diocese of Springfield/Cape Girardeau Pastoral Regions 1 through 5. These regions include the counties of Barton, Jasper, Newton, McDonald, Cedar, Dade, Lawrence, Barry, Polk, Greene, Christian, Stone, Dallas, Webster, Taney, Laclede, Wright, Douglas, Ozark, Howell, Oregon, Shannon, and a portion of Texas County.
  • You are (or an immediate family member is) a student or teacher at a Catholic school in Springfield or a member of a related organization, such as a parish Council of Catholic Women or Catholic Schools Booster Club.

We are close by

Once a member, always a member. If your qualifying circumstances change or you move away, your membership remains active as long as your account is open

Questions about eligibility? Call us at 417.886.55355 or visit any of our six branch locations.

Frequently Asked Questions

Is TelComm Credit Union a bank?2026-08-25T21:02:44+00:00

No. TelComm Credit Union is a not-for-profit, member-owned financial cooperative, not a bank. That means profits come back to members in the form of better rates, lower fees, and higher savings dividends, rather than going to outside shareholders.

Who is eligible to join TelComm Credit Union?2026-08-25T21:05:50+00:00

Membership is open to individuals who live, work, or attend school in our eligible service area in southwest Missouri, such as Greene, Christian, Lawrence, Webster, and Polk counties, as well as immediate family members of existing members. We also welcome those connected to Catholic parishes and organizations within the Diocese of Springfield/Cape Girardeau pastoral regions. These include the counties listed above as well as Barton, Jasper, Newton, McDonald, Cedar, Dade, Barry, Stone, Dallas, Webster, Taney, Laclede, Wright, Douglas, Ozark, Howell, Oregon, Shannon and a portion of Texas County.

How do I become a member of TelComm Credit Union?2026-08-25T21:06:13+00:00

Joining is easy. You can apply online, by phone, or in person at any of our six branch locations. Membership begins with opening a savings account with a minimum deposit of $25, which establishes your ownership stake in the credit union.

Can I open an account online?2026-08-25T21:06:31+00:00

Yes. TelComm Credit Union offers a secure online application that lets you open an account and start your membership from anywhere, at any time.

What are the benefits of joining a credit union instead of a bank?2026-08-25T21:20:26+00:00

As a credit union member, you are a co-owner of the institution. That means decisions are made in your interest, not an outside shareholder’s. TelComm members typically enjoy lower loan rates, higher savings dividends, fewer fees, and more personalized service than they would receive at a traditional bank.

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