Insurance Offerings For Your Benefit

FREE Account Insurance – NCUA & ESI

ENGLISH insurance label

Rest assured there is no safer place for your hard-earned funds than TelComm Credit Union. Your savings with us are insured up to $500,000 (IRA accounts are insured separately up to $500,000). This exceptional level of coverage is possible through a combination of federal insurance from the National Credit Union Administration (NCUA $250,000) and private insurance from the Excess Share Insurance Corporation (ESI $250,000). No other financial institution in southwest Missouri offers this amount of FREE coverage on your accounts.

The NCUA is the equivalent of the bank’s deposit insurance fund often referred to as FDIC. In addition, all funds deposited into Individual Retirement Accounts (IRAs) are insured separately up to $250,000 by NCUA and an additional $250,000 by ESI – equaling total insurance coverage on member IRA accounts up to $500,000. For details about your specific coverage on these accounts, or how you can possibly structure your accounts to qualify for additional NCUA coverage, please visit with a Member Service Representative.

Insurance Discounts

TruStage Auto & Home Insurance

TelComm CU has partnered with CUNA Mutual Group and TruStage Auto & Home Insurance to provide insurance programs for credit union members. This partnership serves over 16 million credit union members nationwide. By being a member of TelComm CU, you are eligible to receive a discount on your auto and home insurance policies. For a free no obligation quote call 1-866-663-9422 or visit

TruStage Health Insurance

Big life changes? Wedding? New baby? Loss of health coverage from your employer?

When life changes, the TruStage Health Insurance Program is available with helpful guidance. Whether it is a change in household size (including marriage, divorce, having a baby, adopting a child), losing coverage through your employer, moving out of your current coverage area or even gaining citizenship, qualifying events like these mean you may have 60 days to buy health insurance coverage.

Many people qualify for financial assistance. Under the Affordable Care Act, Americans with incomes below certain levels may receive financial help that lowers their out-of-pocket cost for health insurance.

For more information about your specific situation and figure out the right plan for you and what you might qualify to receive. Call 1-888-749-4204 or visit

TruStage Life Insurance

Life insurance means you’re preparing your loved ones for the unexpected-a thoughtful and appreciated gesture. If you die, it provides income-tax-free money your family could use for any purpose, like daily expenses, a mortgage and even promises like college costs for your kids.

As you get older, it may become more difficult to get life insurance. It’s a good idea to understand your options, so you can make a good decision today that could provide for your family’s needs and give you peace of mind.

For help deciding how much coverage you need, a rate quote, or just have some general “what-if” questions, speak with a friendly and knowledgeable insurance expert. Call 1-855-361-7766 or visit

GAP Insurance

Will insurance pay off your loan if your car is totaled? Most people believe if their vehicle is totaled or stolen, their primary insurance will pay of their loan/lease balance. Think again!

If your vehicle is totaled or stolen, your primary insurance carrier will usually pay only the actual cash value (current market value) of your vehicle less your deductible. This amount could be substantially lower than your loan/lease balance. The difference could mean thousands of dollars out of your pocket.

Why buy GAP?

  1. It pays off your loan/lease balance should your automobile be stolen or damaged and is a total loss
  2. Clears your loan balance allowing you to start fresh with a new vehicle purchase
  3. Can be included as a small addition to your monthly loan payment.
    Talk with your TelComm CU Loan Officer for more information.

Route 66 Extended Warranty

A comprehensive mechanical breakdown coverage for all makes and models of automobiles -this coverage helps you enjoy your new purchase and maintain “Peace of Mind” because even the most reliable vehicle can develop a mechanical problem. This is why so many people have come to depend upon Route 66 Extended Warranty.

No matter where you travel in the United States you are protected against major mechanical expenses, and there is no deductible on covered parts or labor. Contact them at 1.800.808.0828 or visit

Accidental Death & Dismemberment Insurance

TelComm CU has partnered with Affinion US to provide Accidental Death & Dismemberment Insurance to members at the member’s expense for those who are interested in protecting their assets and loved ones.

For more information email

For help with Insurance policies:

If you are an individual who is enrolled in coverage and would like to make changes or update your information, please call our Customer Contact Center 1-800-252-2148 or email us at

Please have your policy ID number available.

You can find that information on your billing statement.

Credit Life & Credit Disability

There is no way to predict an injury, illness or other unexpected life event. You can take steps to protect your family if the unforeseen happens. Credit disability and credit life insurance may help reduce or pay off your covered loan, up to the policy maximum, in the event of a covered life event, injury illness or death. You decide which payments you want to protect and the monthly premium may be added to your loan. Coverage is designed to fit your lifestyle, it is totally voluntary, it won’t affect your loan approval, and it’s simple to apply. You can sign up at your loan closing, or anytime you’d like.

For more information about Credit Life & Credit Disability Insurance, visit with any TelComm CU Loan Officer.