Insurance Offerings For Your Benefit

FREE Account Insurance – NCUA & ESI

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Rest assured there is no safer place for your hard-earned funds than TelComm Credit Union. Your savings with us are insured up to $500,000 (IRA accounts are insured separately up to $500,000). This exceptional level of coverage is possible through a combination of federal insurance from the National Credit Union Administration (NCUA $250,000) and private insurance from the Excess Share Insurance Corporation (ESI $250,000). No other financial institution in southwest Missouri offers this amount of FREE coverage on your accounts.

The NCUA is the equivalent of the bank’s deposit insurance fund often referred to as FDIC. In addition, all funds deposited into Individual Retirement Accounts (IRAs) are insured separately up to $250,000 by NCUA and an additional $250,000 by ESI – equaling total insurance coverage on member IRA accounts up to $500,000. For details about your specific coverage on these accounts, or how you can possibly structure your accounts to qualify for additional NCUA coverage, please visit with a Member Service Representative.

Insurance Discounts

TruStage® Insurance Programs

TruStage® Auto & Home Insurance Program
 
Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
 
Get your free quote today or call 1-855-483-2149.
 
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017
 
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TruStage Insurance: Simple, Straightforward, Designed to Fit your Budget.

Insurance is part of a solid financial plan. From finding a policy that fits your budget to making sure your coverage is adequate, dependable insurance can help give you peace of mind today and financial relief when you need it.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.

To get quotes or just explore your options, visit TruStage.com.

© Copyright 2017, TruStage. All Rights Reserved.

TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

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Any amount of life insurance can make a difference

Life insurance can help give you peace of mind today and provide income-tax free money for your family if you die. It can ease the burden of expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

TruStage helps make it easy to:

Don’t wait. Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent.

COMPARE INSURANCE

A Tradition of Strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency

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GAP Insurance

Will insurance pay off your loan if your car is totaled? Most people believe if their vehicle is totaled or stolen, their primary insurance will pay of their loan/lease balance. Think again!

If your vehicle is totaled or stolen, your primary insurance carrier will usually pay only the actual cash value (current market value) of your vehicle less your deductible. This amount could be substantially lower than your loan/lease balance. The difference could mean thousands of dollars out of your pocket.

Why buy GAP?

  1. It pays off your loan/lease balance should your automobile be stolen or damaged and is a total loss
  2. Clears your loan balance allowing you to start fresh with a new vehicle purchase
  3. Can be included as a small addition to your monthly loan payment.
    Talk with your TelComm CU Loan Officer for more information.

Route 66 Extended Warranty

A comprehensive mechanical breakdown coverage for all makes and models of automobiles -this coverage helps you enjoy your new purchase and maintain “Peace of Mind” because even the most reliable vehicle can develop a mechanical problem. This is why so many people have come to depend upon Route 66 Extended Warranty.

No matter where you travel in the United States you are protected against major mechanical expenses, and there is no deductible on covered parts or labor. Contact them at 1.800.808.0828 or visit www.route66warranty.com

Accidental Death & Dismemberment Insurance

TelComm CU has partnered with Affinion US to provide Accidental Death & Dismemberment Insurance to members at the member’s expense for those who are interested in protecting their assets and loved ones.

For more information email customersupport@affiniongroup.com

For help with Insurance policies:

If you are an individual who is enrolled in coverage and would like to make changes or update your information, please call our Customer Contact Center 1-800-252-2148 or email us at customerserviceinsurance@affiniongroup.com.

Please have your policy ID number available.

You can find that information on your billing statement.

Credit Life & Credit Disability

There is no way to predict an injury, illness or other unexpected life event. You can take steps to protect your family if the unforeseen happens. Credit disability and credit life insurance may help reduce or pay off your covered loan, up to the policy maximum, in the event of a covered life event, injury illness or death. You decide which payments you want to protect and the monthly premium may be added to your loan. Coverage is designed to fit your lifestyle, it is totally voluntary, it won’t affect your loan approval, and it’s simple to apply. You can sign up at your loan closing, or anytime you’d like.

For more information about Credit Life & Credit Disability Insurance, visit with any TelComm CU Loan Officer.