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Current Rates

APR = Annual Percentage Rate

APY= Annual Percentage Yield

Checking account dividends paid monthly.

All other dividend rates declared and paid quarterly.

CDs have a $1,000.00 minimum.

Rates may vary and are subject to change without notice.


  • Auto Loan Rates APR
    NEW 2018-2019 As low as 3.74%
    Pre-Owned 2015-2017 As low as 4.24%
    Pre-Owned 2009-2014   As low as 4.99%

    Up to 84 month terms, please call for details

  • Home Mortgage Rates APR
    15 Year Fixed Rate Mortgage held at TelComm CU As low as 5.0%
    15/20/25/30 Year Conventional Fixed Mortgage Varies
    USDA Mortgage Varies
    FHA Mortgage Varies
    VA Mortgage Varies
    Home Equity Line of Credit held at TelComm CU As low as 5.0%
    Rental Property Loans held at TelComm CU (1-4 Units only, held at TCU) Contact TCU Loan Officer

    Loans originated at TCU generally have lower fees than other lenders

  • Motorcycle, ATV, Boats, RV, Camper, Travel Trailer Loan Rates APR
    NEW 2018-2019 (Never Titled) As low as 5.74%
    Pre-Owned 2015-2017 As low as 6.24%
  • MasterCard Credit Card Loan Rate APR
    MasterCard Credit Card As low as 8.90%
  • MasterCard Secured Credit Card Loan Rate APR
    MasterCard Secured Credit Card As low as 14.90%
  • Signature Loan Rate  APR
    Unsecured As low as 8.90%
  • Moneyline Loan Rate APR
    Unsecured Line of Credit As low as 8.90% 
  • Share Secured Loan Rate APR
    Share Secured As low as 3.00%
  • CD Secured Loan Rate APR
    CD Secured Loan (1yr. term or longer) CD Rate + 2.50%
  • Member Business Loan Rate  APR
    Non-Owner Occupied Rental Property (1-4 units only) As low as 4.75% 


  • Account Rates  APY
    Share Savings ($50 Avg. Daily Bal./Qtr.) 0.10%
    Sub-Share Savings 0.10%
    Christmas Club (After balance reaches $50.00) 0.10%
    Checking (ADB/month of $200.00) 0.03%
    Kirby Kangaroo Kids Share 0.10%
    Coverdell Education Savings Acct. (ESA) Share 1.00%
    Health Savings Acct. (HSA) Share 1.00%
    IRA Share 1.00%
  • CD Rates  APY
    24 Month 2.27%
    12 Month 1.81%
    6 Month 0.50%
    90 Day 0.35%
  • Coverdell Education Savings Account (ESA) APY
    24 Month ESA CD 2.27%
    12 Month ESA CD 1.81%
    6 Month ESA CD 0.50%
  • HSA CD Rates  APY
    6 Month HSA CD 0.50%

    12 & 24 Month HSA CDs Available, please call Main Office for details

  • IRA CD Rates APY
    24 Month IRA CD 2.27%
    12 Month IRA CD 1.81%
    6 Month IRA CD 0.50%